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Looking for a Home Insurance Quote?

We offer Louisiana Homeowners Insurance Quotes, Car, Business and Property Insurance in Louisiana. We submit a quote to multiple insurance companies and let them compete for your business.  Submit an online quote request for personal and commercial insurance in Louisiana.  You can consolidate your Auto, Homeowners, Business and Property Insurance with one agency and prevent gaps in coverage and take advantage of available premium discounts. Keep more of your money without losing coverage.  

 NEWS…….LOUISIANA PROPERTY INSURANCE  UPDATE………NEWS  

Louisiana Department of Insurance has approved changes to the Property Insurance rate levels for Personal Lines policies written by Louisiana Citizens Property Insurance Corporation.  The approved rate changes are applicable to all new business and renewal policies effective January 1, 2012.  The aprroved revisions to the rates will result in an overall increase of 10% for the Fair Plan and 10% for Coastal Plan policies. The rate increase wil affect Jefferson, Metairie, New Orleans, St. Tammany,  Plaquemines and St. Bernard among other parishes.   

BATON ROUGE, La. (AP) — Farmers Insurance Exchange is asking for an average 39 percent statewide increase for its 25,500 insured homeowners in Louisiana.The state Insurance Department is examining the request, which was filed last week. Details on which areas would receive the largest increases — or decreases — are not public until Insurance Commissioner Jim Donelon decides on the request. Farmers said the full increase would total $14.6 million. Donelon told The Advocate that Farmers is reducing the amount of coverage it writes in coastal states. In 2008, the company had 40,000 Louisiana homeowners.  Company spokesman Jerry Davies told The Associated Press that an increasing number of fire and storm claims led to the request. Farmers last received a homeowners’ rate hike in 2009 ranging from 6.9 percent to 15.5 percent.

Louisiana Coastal Property Insurance rates are expected to increase in 2012 due to the recent storm activity, large losses reported in 2011, and the release of a new catastrophic Wind model. It is important to begin the property insurance renewal process early and utilize our new property market capacity to offset the premium increase trend.   We can review your Apartment,  Condominium or Rental Property Insurance policy to determine if we can offer a competitive alternative to your current insurance company. 
  
Louisiana Home Insurance Quote Looking for Louisiana Home Insurance Quote?  We can now write homeowners insurance in every parish. Currently residents in Louisiana have more options for homeowners insurance than in recent memory, but most of the companies writing new policies today are looking for newer construction and the premium is heavily discounted if the year built is within the last five years. That is great for some residents, but not the entire community. We have multiple companies that are competitive for homes built as early as 1960. Contact us to start saving on your current homeowners renewal or your new home purchase.  

We have been providing insurance solutions to Louisiana residents for over 15 years.  We are committed to finding the lowest premiums from top rated companies in our area.   Louisiana Homeowners Insurance may be the most important insurance policy you purchase because it may be your most valuable asset.  Submit an online quote request or contact us to start saving today.